Call Us Today:
215.337.2972

Wedding Insurance in Chalfont and Collegeville, PA

Weddings are one of the most important events in life—and they're among the most expensive, too, with the average wedding now costing over $26,000. And, that's before the honeymoon, which tends to be another $5,000 all by itself. Given the sheer amount of time, effort, money, and planning that goes into a wedding, it makes sense to protect your funds invested in this event and make sure that unexpected problems don't result in the loss of your entire investment.

Before you begin shopping for wedding insurance, though, there are a few important things to know—like what parts of the event are covered and how liability can come into play.

Special Events Covered by Wedding Insurance

Here are the parts of a wedding that most policies cover:

  • Wedding Venues: While most permanent wedding venues (such as churches) have their own liability coverage, many weddings take place in unusual areas. In fact, about a quarter of all weddings are considered 'destination weddings' and are held in a non-traditional wedding venue. Unfortunately, unforeseen problems like weather, damage to the wedding site, or companies shutting down can make a chosen location inaccessible.
  • No-Shows: Most vendors try to show up to every event, but for whatever reason, there are times when they can't make it. One-time event insurance can reimburse you for any losses suffered as a result of their failure to attend.
  • Injury and Illness: If someone vital to the wedding—say, the bride—comes down ill or injured just before the event, there's a good chance it's going to be postponed until they're feeling better. Wedding insurance can cover these delays.
  • Job and Military Deployment: Similarly, if someone is forced to move (whether they're being deployed overseas as part of the military or simply moving to another city along with their company), delays can occur—and just like with illness and injury, wedding insurance can cover this.

It's important to note that most plans don't cover losses due to either party deciding to cancel the wedding due to a change of heart.

Event Liability Insurance

Weddings should also have basic liability coverage in case anyone is hurt during the event. For example, guests may have allergies to foods or perfumes brought in, or people trying to move a large object as part of the ceremony could trip and fall. The right coverage can ensure that a wedding won't end with the bride and groom facing a lawsuit they'll have to pay out of pocket to defend. Call Bucks Montgomery Insurance Group, LLC today for a free quote and more information.

 

1. "Average Wedding Cost." Average Wedding Cost in the United States. Accessed April 18, 2016. http://www.costofwedding.com/.

2. "How to save on a Caribbean Honeymoon." Accessed April 18, 2016. http://experience.usatoday.com/beach/story/caribbean/2014/06/04/caribbean-value-honeymoon/9970857/.

3. "The Knot, The #1 Wedding Site, Releases 2014 Real Weddings Study Statistics." Accessed April 18, 2016. http://www.prnewswire.com/news-releases/the-knot-the-1-wedding-site-releases-2014-real-weddings-study-statistics-300049675.html.

Our Location

Bucks Montgomery Insurance Group, LLC

107 Winding Way
Telford, PA 18969
Main office: 215-337-2972
Fax: 215-721-5934

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: By Appointment
Sun: Closed

Our Providers

Testimonials

Bill Pellak and the claims processor were excellent to deal with regarding our recent claim with Travelers. The claim agent explained things carefully to make sure we understood the process.
- Jane & Arthur Weinberg
Honestly, there is nothing more Travelers could have done to make my experience any better. Everyone I spoke to was very kind and caring and also very knowledgeable. My claim was handled so quickly and efficiently. I am so thankful that we chose Travelers as our insurance company. The customer service is outstanding!
- Mario and Angela Santos
I appreciate your frequent communications to keep us updated on our insurance. When we have questions or there are changes to our policies, you are quick to answer by telephone and follow up with an e-mail or by mail. You have given us excellent service over the years. You and your staff are personable too, which seems something lost these days in the business world.
- Nick Salamone
I have been a client/customer of Bill Pellak and the BMI group for over two decades. Bill ,Peg and Kathleen make an awesome team and they meet all of my insurance needs. Each time I purchase a new car, or another vehicle for my family they are always available to make the transition smooth and painless. They and their staff are courteous and professional. I whole heartedly recommend the BMI group.
- Marguerite Nocchi, Esquire